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  Business Insurance
Comprehensive coverages for buildings (stand-alone or incorporated into a package with other coverages)

A) Building whether owned or legally liable to insure through lease requirements on a replacement cost or actual cash value basis

B) Business personal property (furniture, fixtures, equipment, inventory or improvements and betterments made at your cost) on a replacement cost or actual cash value basis. This property may be owned, leased, or for which you are legally liable at law or by contract. It can be covered on your premises, in transit, or at off-site locations.

C) Business interruption which covers your loss of gross profit, continuing expenses and those extra expenses incurred to facilitate a speedy return to normal operations. Coverage can be extended to cover locations operated by others on whom you depend (contingent business interruption). The appropriate form of business interruption will be matched to your specific needs.

D) Optional coverages:These are a multitude of stand-alone or bundled enhancements offered by our many insurance companies which we tailor to your operation.