If you rent residential property to others, you’re keenly aware of the work involved in managing that property and the risks to your investment from perils such as fire, weather and tenant negligence. Landlord’s rental dwelling insurance, sometimes called “dwelling fire insurance,” can insure your property against many common types of damage and protect you against personal liability claims.     

Landlord’s rental dwelling insurance may include:

• Dwelling coverage to insure the rental property against loss from perils defined in your policy, such as fire, hail, theft and vandalism     
• Personal property coverage to insure you, up to policy limits, against loss or damage to your furniture, appliances and other property you provide to your tenants, as well as losses due to theft
• Personal liability coverage to help cover legal costs, medical expenses and other damages related to liability claims and lawsuits brought by visitors to your residence, should they be injured or suffer loss or damage to their personal property
• Other coverage to insure you against business interruption — for example, if tenants don’t pay on time or fail to leave the property according to terms of their lease

Our insurance specialists can answer your questions about types and amounts of coverage available to meet your needs. And through our network of trusted, leading insurance providers, we can help you obtain the coverage to appropriately insure your property, your possessions and yourself.